Employers
Whether you have two or 200 employees, we have the tools to help you customize plans. We will work with you to plan out what is best for your employees and walk you through premium comparisons in an easy-to-understand presentation.
We can quote health, life, dental, vision, alternative care, short, and long-term disability insurance. All we need is to understand is what types of plans you’d like to see.
If a high deductible Health Savings Account (H.S.A.) plan works best for your group, we can offer those as well. We can even show you a medical bridge plan that can help offset some of those high deductible costs.
Health insurance for employers with two or more employees is a “guaranteed issue”. That means no health questions are asked, so you don’t need to worry about changing plans to get a better rate with a different insurance company. We take your census data and send it to nearly every major insurance company in Oregon for quotes. You just need to have two employees who work at least 17.5 hours per week in order to qualify for an employer group policy.
Due to the rising costs of health insurance, some employers are moving to partially self-funded plans, particularly when they employ a large group of young and healthy people. Claims over $10,000 are fully insured for the protection of the employer. Let us know if you’d like to see a quote on this type of plan.
If you like your current coverage but are unhappy with the service you are receiving, ask us how we can become your agent. We are here to ensure your insurance needs are met with ease and confidence.