Insuring the health & future of you & your family
Insuring the health & future of you & your family

For Employers

For Employers

Whether you have 2 or 200 employees, we can help!
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For Employers

Whether you have 2 or 200 employees, we can help! We put the most favorable plan designs and premium comparisons on an easy-to-understand spreadsheet for you to review. It’s definitely one-stop shopping and saves you valuable time!

For groups we can quote health, life, dental, vision, alternative care, short and long-term disability and even group long-term care insurance. You just let us know what you’d like to see.

Perhaps a high deductible Health Savings Account (H.S.A.) plan would work best for your group. We offer those as well. We can even show you a medical bridge plan that can help offset some of those high deductible costs.

Health insurance for employers with two or more employees is “guaranteed issue” . . . that means no health questions are asked so you don’t need to worry about changing plans to get a better rate with a different insurance company. We take your census data and send it to nearly every major insurance company in Oregon for quotes. You just need to have two employees who work at least 17.5 hours per week in order to qualify for an employer group policy.

Due to the rising costs of health insurance, some employers are moving to partially self-funded plans, particularly when they employ a large group of young and healthy people. Claims over $10,000 are fully insured for the protection of the employer. Let us know if you’d like to see a quote on this type of plan.

If you like your current coverage but are unhappy with the service you are receiving, ask us how we can become your agent. Service is our specialty!!

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Individual & Family Plans

Individual & Family Plans

From low to high deductible health plans to plans with office copays that will also cover alternative care, we have them all! We can easily explain the differences in each plan so you can select the coverage that’s just right for you.

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Medicare & MedAdvantage Plans

Medicare & MedAdvantage Plans

Whether it’s working your way through the Medicare maze, deciding on your Part D prescription drug coverage or finding the best long-term care insurance plan, we can help!

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Long Term Planning

Long Term Planning

There is no substitute for advance planning to protect our future and our loved ones. Whether it’s long-term care insurance, tax-deferred annuities or life insurance, we can show you several options and you select the one that best suits your personal needs.

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Dental & Vision

Dental & Vision

Dental procedures are very expensive in this day and age. We have several dental insurance plans to choose from . . . some even include an option to add vision coverage. These are available to individuals as well as employer groups.

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Consulting

Our agency offers consulting services. Perhaps you have a policy that you plan to keep but want someone to look it over and explain what it covers and how it works to give you the peace of mind that you are adequately covered. This is particularly critical with some of the older long-term care and life insurance policies.

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