For Individuals

From low to high deductible health plans to plans with an office copay and plans that will cover alternative care, we have them all! We can easily explain the difference in each plan so you can choose the one that’s just right for you.

We also offer policies that will cover dental and vision at a very reasonable price. Ask us about the new critical illness policies that will pay a lump-sum benefit if you have an unexpected heart attack or cancer diagnosis and need to replace your income before you are able to return to work.

Having specialized in health insurance for 23 years now, we are quite familiar with all of the companies and their underwriting practices. We ask questions up front to determine which company will be best for you based on your medical history.

Would you know what to do if it happened to you?
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Are you in need of life insurance? We can explain the difference between term, universal and whole life plans. How much life insurance should you have? We can help you determine that, too. Once you’ve decided which type best suits your needs we will search among the most highly rated companies to find the best plan at the best price.

$100,000 of term life insurance for a female age 55 costs less than $21 per month. Contact our office for quotes. We compare the best companies to bring you the lowest premiums for the type of coverage you need.
Thinking about a tax-deferred annuity? Today’s annuities are extremely flexible and offer guaranteed safety, tax-deferred growth, competitive yields and they avoid probate! We offer a wide variety of annuity products. Let us walk you through your choices so you can decide if an annuity is right for you.